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If you’re applying for a business loan, it’s easy to get caught up in the checklist—bank statements, tax returns, business plans. But lenders aren’t just scanning your paperwork for boxes to tick. They’re evaluating risk, reliability, and repayment potential. Whether you’re working with a bank, SBA lender, or alternative finance company, here’s what they’re really

SBA loans remain one of the most powerful financing tools for small business owners. They come with longer terms, lower rates, and more flexibility than most other options. But the bar for approval in 2025 has shifted slightly, especially as lenders tighten their underwriting and the SBA adjusts some of its guidelines. If you’re planning

When it comes to business financing, SBA loans and traditional bank loans are two of the most common options. They both come from banks, they both require paperwork, and they both help businesses secure capital. But the similarities mostly stop there. Whether you’re launching, expanding, or refinancing, knowing how these two options differ can save

What is an SBA Loan? SBA 7a loans are financings backed by the US Government’s Small Business Administration and designed to provide qualifying small businesses access to working capital with better terms and lower rates. Under this program, the maximum loan amount is $5 million, while the maximum term is 25 years. The rates and

What is invoice factoring? Invoice factoring is a popular financing solution that allows businesses that offer products and services to other organizations to sell their accounts receivable to a third-party company, known as a factor, at a discounted rate and receive a large percentage of those amounts immediately. The solution is appealing to small businesses