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Credit score trends A May 2024 US consumer average report from VantageScore shows the national average credit score is approximately 705, within 1 point of the prior 12 months. Credit scores are typically calculated based on the length of credit history, past financial behavior – including payment timeliness, adverse events, such as bankruptcy or collection

What is an SBA Loan? SBA 7a loans are financings backed by the US Government’s Small Business Administration and designed to provide qualifying small businesses access to working capital with better terms and lower rates. Under this program, the maximum loan amount is $5 million, while the maximum term is 25 years. The rates and

What is invoice factoring? Invoice factoring is a popular financing solution that allows businesses that offer products and services to other organizations to sell their accounts receivable to a third-party company, known as a factor, at a discounted rate and receive a large percentage of those amounts immediately. The solution is appealing to small businesses

Introduction George Washington was an American military officer, statesman, and Founding Father. He served as the first American President from 1789 to 1797. We compiled a selection of his quotes that we share on this Fourth of July Independence Day. We hope that you enjoy them. Quotes by George Washington “99% of failures come from

Introduction Dean Karnazes is an ultra-marathon runner. He ran 350 continuous miles in just over 80 hours, won the 135-mile Badwater Ultramarathon in California’s Death Valley, and even completed 50 marathons, in 50 U.S. states, in 50 consecutive days. He is author of  Ultra Marathon Man, A Runner’s High, and other books. We compiled here a selection of his