Specialty Finance
Structured capital for lenders, originators, and nontraditional platforms
Capital for nontraditional borrowers and financial companies. We work with platforms that originate or purchase receivables, especially those operating outside traditional lending models. Whether you’re a factoring firm, a revenue-based lender, or a niche credit provider, we help structure custom facilities to support your growth.
Facilities typically range from $1M to $50M, with terms up to 36 months.
Who Specialty Finance Supports
Specialty finance is designed for companies that extend credit themselves and need capital to fund, grow, or leverage their receivables.
Nontraditional Borrowers
Companies that don’t fit standard credit criteria due to industry, structure, or collateral type—such as B2B platforms, healthcare providers, or businesses with recurring revenue but limited assets.Financial Companies
Originators, intermediaries, and structured credit platforms that provide financing to others but lack access to traditional bank lines.Factoring Firms
Providers of invoice or receivables factoring, including firms focused on medical, construction, or freight receivables. Facilities can be structured around current advances or portfolio performance.Revenue-Based Lenders
Platforms offering merchant cash advances or daily/weekly remittance products. We help arrange credit lines and note-on-note facilities tied to expected collections and forward cash flow.Niche Credit Platforms
Specialized originators serving defined verticals—such as legal finance, home services, or e-commerce sellers. We work with lenders who understand nonstandard credit models and can build around your underwriting and servicing capabilities.
How to get started with Specialty Finance?
You can do it yourself
- Start the application process by completing the specialty finance online application and submitting copies of your aging Accounts Receivable report.
- The application is easy and without commitment.
Or, we can assist
- Complete our contact form and select Application Assistance in the Inquiry Type, and a representative will call you promptly. BorrowPartner assists you every step of the way.
Either way, after receiving your completed financing application, we will promptly review the information and the documents you included and submit the file for prompt processing.
Structures we support
What We Deliver
Lender Finance Facilities – Credit lines secured by receivables, advances, or loan portfolios
Note-on-Note Loans – Leverage against performing assets already on your books
Custom Structures – Facilities built around cash flow mechanics, portfolio triggers, or eligibility criteria
Each transaction is shaped around your assets, servicing model, and funding needs, not a traditional borrowing base.
Let’s Talk
If you operate a credit platform or financial business that needs leverage, liquidity, or capital to grow, contact us and we’ll help structure the right solution, and connect you with the lenders who know how to underwrite it.
Get the financing your business needs to grow
Applying for funding with BorrowPartner does not affect your personal credit score
