Uncategorized

A client financing operation has grown to $20 million in deployed funds. The existing credit facility is maxed out, and the lender is not increasing the line. Meanwhile, qualified opportunities keep coming in, and another $15 million could be deployed if additional capital were available. This is the point where many growing lenders hit a […]

Your competitor just upgraded to the latest technology. You’re still using equipment from 2019. The difference? They lease. You bought. One of you made a strategic mistake, but which one? Leasing equipment can be a smart way to get the tools your business needs without tying up working capital. Before signing, it helps to understand

SBA loans are one of the most reliable ways for small businesses to finance growth, expansion, or recovery. They offer favorable terms and accessible funding options that many traditional loans do not. Still, the approval process can be demanding. Lenders review hundreds of applications each week, and most are declined for reasons that could have

When cash flow gets tight or opportunity knocks, working capital loans can feel like a lifeline. They’re fast, flexible, and widely available, but not without tradeoffs. For many business owners, the question isn’t whether they can qualify, but whether they should move forward. So how do you know if a working capital loan is the

SBA loans are often seen as the gold standard for small business financing. They offer competitive rates, long repayment terms, and lower monthly payments compared to most alternatives. But that doesn’t mean they’re easy to get. Many business owners apply and are surprised to find their applications denied, sometimes without a clear explanation. Understanding why

If you’re applying for a business loan, it’s easy to get caught up in the checklist—bank statements, tax returns, business plans. But lenders aren’t just scanning your paperwork for boxes to tick. They’re evaluating risk, reliability, and repayment potential. Whether you’re working with a bank, SBA lender, or alternative finance company, here’s what they’re really

SBA loans remain one of the most powerful financing tools for small business owners. They come with longer terms, lower rates, and more flexibility than most other options. But the bar for approval in 2025 has shifted slightly, especially as lenders tighten their underwriting and the SBA adjusts some of its guidelines. If you’re planning

When it comes to business financing, SBA loans and traditional bank loans are two of the most common options. They both come from banks, they both require paperwork, and they both help businesses secure capital. But the similarities mostly stop there. Whether you’re launching, expanding, or refinancing, knowing how these two options differ can save

What is an SBA Loan? SBA 7a loans are financings backed by the US Government’s Small Business Administration and designed to provide qualifying small businesses access to working capital with better terms and lower rates. Under this program, the maximum loan amount is $5 million, while the maximum term is 25 years. The rates and

What is invoice factoring? Invoice factoring is a popular financing solution that allows businesses that offer products and services to other organizations to sell their accounts receivable to a third-party company, known as a factor, at a discounted rate and receive a large percentage of those amounts immediately. The solution is appealing to small businesses