Revenue-Based Financing

Revenue-Based Loans and Merchant Advances are advances of capital structured for small businesses that expect variability in their future revenues or merchant that accept credit card payments from their customers.

With a Revenue-Based Financing, your business gets access to a one-time infusion of capital that it then repays, along with fees, based on the percentage of your credit card sales receipts.

Merchant Advance

Established businesses and less established ones​

Whether your small business is established or just starting up, whether your credit is perfect or you have bad credit, BorrowPartner will partner with you and your small business to secure the best available Revenue-Based Financing Advance for you.

Revenue-based Merchant Advance and Loan amounts and repayments are based on several factors, including your recent business credit card receipts, business financial fundamentals, annual revenues, existing debt, credit history, and more.

Flexible terms to maximize your opportunity​

Advance Amount

Up to $1,000,000

Repayment Schedule

Up to 24 months

Payback Amount


The repayment schedule varies based on payback amounts.

The payback amount is variable. It is calculated based on a fixed percentage of your future business credit card receipts.

BorrowPartner offers Merchant Advances in all 50 US states and Canada. 

We proudly offer reduced fees for veteran-owned businesses.

Many Ways to Use Revenue-Based Financing

Revenue-based financing is perfect for

Our customers also use them for

How to get a merchant advance or a revenue-based financing?

You can do it yourself

Or, we can assist

  • Complete our contact form and select Application Assistance in the Inquiry Type, and a representative will call you promptly. BorrowPartner assists you every step of the way.

Either way, after receiving your completed financing application, our advisors will promptly review the information and the documents you included and submit the file for prompt processing.

How does Revenue-Based Financing work?

After processing your application, our advisors will then send you the best available revenue-based financing offers for your business.

Your offers will include the financing amount, the expected payback percentage of credit card receipts, the frequency of the payback, the total advance payback amount, and the merchant advance fee.

You select the revenue-based financing offer that you prefer, approve the application, and send it back to your BorrowPartner advisor.

Within a day, sometimes the same day, you will receive your capital advance in your business checking account.

You enjoy the flexibility provided to you by your merchant advance. You repay based on the fixed percentage of your credit card sales receipt.

That’s it.

Get the financing your business needs to grow

Applying for financing with BorrowPartner does not affect your personal credit score

Scroll to Top