Working Capital Financing
Fast, flexible capital to help you stay ahead
BorrowPartner connects you with working capital solutions designed for real-world business needs, whether you’re covering short-term expenses, expanding, or managing seasonal cash flow. With options including term loans, lines of credit, and revenue-based financing, we’ll help you find the structure that fits.

🔹 Term Loans
Short-term installment loans with predictable payments
Get a lump sum of capital upfront and repay on a fixed schedule over time. Great for larger purchases, upgrades, or growth investments.
- Loan amounts up to $5M
- Terms up to 48 months
- Fixed repayment amounts for easy budgeting
Common uses include:
- Equipment purchases
- Expansion projects
- Bulk inventory buys
Hiring and marketing
🔹 Business Lines of Credit
Revolving access to capital, on your terms
Draw only what you need, when you need it — and only repay what you use. Ideal for bridging cash flow gaps or handling short-term obligations.
- Credit lines up to $750K
- Terms up to 12 months
- Reuse the line as you repay
Businesses use lines of credit for:
- Managing seasonal dips
- Paying vendors or bills
- Inventory restocking
- Short-term working capital needs
🔹 Revenue-Based Financing
Flexible repayment based on your sales
Receive a working capital advance repaid through a fixed percentage of your daily or weekly revenue. Especially useful for businesses with fluctuating income or heavy card sales..
- Advance amounts up to $1M
- Terms up to 24 months
- Repayment tied to actual receipts
Popular uses include:
- Launching new location
- Upgrading equipment
- Buying inventory
- Covering variable operating costs
How to get Working Capital Financing?
Whether you’re well-established or just getting started, BorrowPartner helps you access working capital with speed, transparency, and real support.
Do it yourself
- Start the application process by completing the online working capital financing application, indicating your desired line of credit amount, and submitting copies of the few required documents.
- The application is easy, without commitment, and does not impact your personal credit in any way.
Or, we can assist
- Complete our contact form and select Application Assistance in the Inquiry Type, and a representative will call you promptly. BorrowPartner assists you every step of the way.
Either way, after receiving your completed financing application, our advisors will promptly review the information and the documents you included and submit the file for prompt processing.
What happens after I submit my application?
Our advisors will send you the best available working capital financing options for your business. Your offers will include the maximum financing amount, the credit term, the payback amount, the frequency of the payback payments, the origination fees where applicable, and the payback schedule.
Simply select the offer you prefer, and send it back to your BorrowPartner advisor. Within a day, you can generally access your funds and receive them in your business checking account. Enjoy the flexibility provided to you by your working capital financing. That’s it.
Get the financing your business needs to grow
Applying for funding with BorrowPartner does not affect your personal credit score