Restaurant Loans
Fund your restaurant or food retail business with a restaurant loan from BorrowPartner
Whether you plan to open a new restaurant, renovate your existing establishment, purchase new equipment, or expand your operations, our diverse financing options will cater to your specific needs. Trust BorrowPartner to be your reliable partner in achieving your restaurant’s financial goals.
Whether you run a single unit, a multi-unit, or a restaurant chain, we offer many working capital loans for restaurants, including flex-pay loans, business lines of credit, and even interest-only payback loans. All our restaurant financing solutions are designed to provide you with larger loan amounts, longer terms, and flexible repayment terms.
The banks will come up with a list of reasons why they won’t help you. Not enough time in business. Not enough collateral. Not enough profit in last year’s financials. Or, their list of requirements will take longer than you can afford to wait. And your customers won’t wait for the bank.
BorrowPartner offers all the financing solutions you need to fund your restaurant business and has the expertise to assist you with your solution selection.
Our experienced team will work closely with you to understand your objectives and craft a financing solution that aligns perfectly with your business plan.
Here are some financing options available to the restaurant industry:
- Working Capital Loans: Whether to sustain day-to-day operations, manage payroll, or purchase inventory, working capital loans provide the financial support you need. Does your business require funding during a seasonal slump? Do you want to capitalize on a booming period? Our working capital loans are built to accommodate your restaurant’s cash flow demands. We offer flexible repayment terms, empowering you to stabilize your business and seize growth opportunities.
- Restaurant Equipment Financing: Upgrade your kitchen or bar equipment with our specialized restaurant equipment financing. From state-of-the-art appliances to robust cooking apparatus, we’ll help you acquire the necessary tools to enhance your operations and deliver an exceptional customer experience.
- Restaurant Expansion Loans: Planning to take your restaurant to the next level? Our restaurant expansion loans are designed to fuel your ambition. Whether you’re considering opening a new location, renovating your existing space, or expanding your seating capacity, we have the financial solutions to make your dream a reality.
- Restaurant Acquisition Financing: Looking to acquire an existing restaurant or expand your portfolio through acquisitions? BorrowPartner offers restaurant acquisition financing to support your growth plans. We understand the unique nuances of this type of transaction.
Our financing terms are designed to be flexible, ensuring that repayments are manageable. Our expert team will guide you through the entire process and provide a seamless experience from loan application to disbursement.
We honed our skills through thousands of transactions and hundreds of millions of dollars in financing. We want to leverage this experience to serve you better.
How restaurants & retail food establishments use BorrowPartner's financing solutions
- Renovations
- Equipment financing
- Expansion projects
- New location
- Licensing
- Franchise obligations
- Kitchen remodeling
- Marketing campaigns
- Debt consolidation
- Working capital
Which financing is best for you today? When approaching this question, we start with the least expensive financing options available for your business.
Do you have two years of solid financials, a strong credit score, and experience in your industry? Is your debt service coverage ratio (net operating income / total debt service) greater than 1.25? Consider the US Government’s SBA restaurant loans. They offer rates starting at Prime + 2.50% and terms up to 25 years. It will take a bit longer for you receive your funds with this financing, but the rates are worth it if you can wait.
Do you need new equipment? Choose restaurant equipment financing or leasing. Get the equipment you need, enjoy the productivity boost today, and pay for the equipment over time. It would still help if you have a good credit profile, but the equipment is used as collateral for the transaction. And the financing will not encumber your business.
Or do you need working capital? Choose our installment restaurant loans, up to $5M and a fixed repayment schedule over up to 48 months, or our revolving business line of credit, up to $750K with repayments based on what you borrow.
At BorrowPartner, we are on the side of responsible borrowing. We are in it for the long run, lasting relationships, and satisfied clients. We are on your side.
Is your situation unique? We understand that. Contact us, and we will find the right financing for you, as only BorrowPartner can. And we are always happy to assist. Truly.
BorrowPartner provides restaurants with easy, flexible, and timely access to capital, including small business loans, business lines of credit, SBA Loans, equipment financing, and more, all customized around your business needs.
Get the capital your business needs to grow
Applying for funding with BorrowPartner does not affect your personal credit score
